ZOPA means Zone Of Possible Agreement, a negotiating term identifying the bounds within which agreement can be reached between two parties.
Zopa hosts a yearly celebration in London for its investors, so they can exchange ideas and swap tips.

ZOPA was one of the first P2P lenders in the UK. It was founded in 2005 by Giles Andrews, James Alexander, Richard Duvall, David Nicholson, Tim Parlett.

In 2011 the Peer-to-Peer Finance Association was established, with Zopa as a founding member. The company now focuses more on its backing operations.